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From Reconciliation Crisis to Scale

Role VP Product, Payment Facilitation
Company Payrix
Period Sep 2020 - Sep 2021

Growth + Exit Under PE

Hired by the PE investors to drive Payrix's next stage of growth and set up the exit. Payrix was running on FIS/TD Bank and growing fast, but three things stood between the company and a premium acquisition multiple:

Processor concentration risk (no second rail), reconciliation exposure with card brands and sponsor banks (a diligence hurdle that would surface during the M&A process), and a product organization that needed to scale with the story the company was about to tell its buyers.

Three Workstreams in Parallel

  1. 1. Multi-Processor Framework

    Payrix was already running on FIS/TD Bank. Built Fiserv/Wells Fargo alongside to create a true multi-processor platform — unlocking the next leg of revenue growth and removing single-processor concentration risk. Both essential to the acquisition case.

  2. 2. Unblocked the M&A Cycle

    Partway through the acquisition process, platform reconciliation surfaced as a diligence hurdle — the kind that quietly stops deals. Engineered a resilient reconciliation solution that matched platform dollars against bank settlement AND card-brand settlement end-to-end. Kept diligence from stalling.

  3. 3. Product Team + Brand Redesign

    Scaled product 5 → 15, hired 10 PMs and engineers under M&A timing pressure. Drove a full brand redesign to reposition Payrix ahead of the process. Buyers are buying the team and the story, not just the tech.

Growth & Acquisition

400%
Revenue Growth
$10M→$50M
Projected Run-Rate ARR
FIS/Worldpay
Acquirer

Enabled 400% revenue growth on a run-rate basis. Payrix was acquired by FIS/Worldpay, became Worldpay for Platforms, and is now part of the Global Payments organization.

Valuation problems in payments are usually operational problems wearing a finance costume. Fix the plumbing AND build the team AND sharpen the story — and the multiple follows.

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